What Are Wallet Actors
Wallet actors are individuals or groups who interact with your physical or digital wallet, including you, merchants, thieves, and fraudsters. In financial contexts, the term often refers to threat actors who seek payment data stored in wallets or card accounts.
What Do Wallet Actors Target
Wallet actors typically look for card numbers, expiration dates, CVV codes, and contactless payment tokens. Physical wallets may be targeted for cash, cards, and identity documents, while digital wallets can be attacked through malware, phishing, or compromised devices.
How to Protect Your Wallet
Use strong PINs, enable transaction alerts, and keep cards in sight during payments. For digital wallets, secure your device with a PIN or biometrics, install updates promptly, and avoid using public Wi-Fi for transactions. Learn more about payment security from official industry guidance at how to keep your wallet safe.
